PlaneTravel Insurance   Travel Insurance


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 Who needs it?
All travellers within Australia and overseas

Overview

Policies available include those suitable for travel within Australia, for travel overseas and for multi trips in Australia or overseas during a twelve month period and inbound insurance. Policies cover medical expenses during your travels, baggage, extra costs due to unforseen delays and your liability to others. Click here for a more comprehensive explanation of policies available and their schedule of benefits.



Some useful web sites for travellers

 In the event of a Claim
Travellers Medical and Vacination Centre a site "Promoting Safe and Healthy Travel". You will also find regular postings at Travel Health News including updates, travellers alerts, and news on new product releases, as well as detailed background medical information on how to protect your health while you are away.

Smartraveller This site has much to offer the traveller, in particular the section Consular Travel Advice which details of countries with security problems which may affect the traveller. It also has Current Issues, Travel Advice and Travel Bulletins. At the Department of Foreign Affairs and Trade site there is an alphabetical list of countries of the world showing the nearest Australian Embassy or Mission.

 Currency Conversion

 World Weather Information Service

 World Time

 The World Fact book All you need to know about the countries you are visiting including population, transport, manufacturing and politics (site published by the CIA)

Subways of the World
Over 60 subway maps from various cities around the world. Database system allows the traveller to plan routes and receive estimated travel times.

Credit Card Links. Lost your card? Need to find an ATM in Costa Rica?

Visa

MasterCard

American Express


Frequently asked questions

Q. Is there a limit to the length of time I can be overseas?
A. Yes. Generally speaking, 12 months is the time limit for travel insurance.

Q. Do medical costs vary around the world?
A. Yes. For that reason various plans are available. Medical costs are particularly high in the USA, Canada, Japan, Africa, Antarctica and some parts of Europe.

Q. Does my Australian Health Insurance cover me overseas?
A. Generally speaking, there is some cover under your Australian Health Insurance, but it is normally limited to the amount the service would cost in Australia. Please check with your health insurance company.

Q. I am over 75 years of age, can I get cover?
A. Yes, but you will be required to complete a special health form before the insurance company will consider your application.

Q. I have recently had a health problem, can I still get cover?
A. Yes, but you will have to complete a special health form before the insurance company will consider your application. The insurance company may issue travel insurance to you with an exclusion on your pre-existing condition.

Q. I am travelling with my de facto. Do we have to take two separate policies ?
A. No, but your de facto partner must be specified by name on the application.

Q. Our children travelling with us are age 15 and 22, can they both be covered under the family policy?
A. Yes. Children up to the age of 25 years old are covered under the policy as long as they are fiancially dependant upon you.

Q. Is there an excess on the policy?
A. Yes. The excess will be stated on the certificate of insurance. Some sections have no excess.

Disclaimer: The above advice is of a general nature. For more specific information please read your policy document or contact our office for advice.